Ifとwouldだと別の文法で「～だったら･･･だろうに」とう言う訳になります。
If i were rich,i would help you with money.
「もし私が金持ちだったら金であなたを助けられるに。」という文にまります。また、wereは主語が何人称なのかは全く関係なく必ずwereを使います
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なぜ5はwouldがつくのでしょうか？