This suggests that aging baby boomers will need to maintain their free-
spending habits 下 they want to maintain the cultural influence they have long
SONG旨2 only will they need plenty of money, but they must be ready to
spend it as they did in the past. Hf they are anything like previous generations
of older Americans, however, this may not be realistic. Even if many boomers
continue to work past 65 or 70, they wil kely spend less in the face of an